10 Biggest Mistakes Made When Seeking Multifamily Agency Financing

There’s lot of interest in Agency (Fannie Mae and Freddie Mac) debt in the multifamily universe these days. Because these loans limit your personal liability, net you higher cash flow, allow higher leverage (larger loan amounts) that increase your returns, provide you more surety of future results, and allow for virtually unlimited growth – there’s […]

More Than Double Your Returns with This Strategy – Bridge Loan vs. Perm Loan Case Study

Everyone wants the best rate and terms when financing a multifamily deal. It goes without saying. We naturally seek quotes and rate sheets with the lowest possible published rates. Rate is the simplest “common” denominator used to compare different loan options. It is easy to understand, but not always the best gauge of overall returns. […]

Will This Blow Your Mind Too? Investing in Low Cap Markets May Be An Overlooked Opportunity

There was a pause on the other end of the line, and then he said… “You literally just blew my mind.” This was the response I received after sharing with a new friend a powerful example of how using cap rates – when properly understood – to your advantage, can dramatically increase the bottom line […]

Runway is Clear for Agency Financing in 2020

We are now a month into 2020 and wanted to share a few exciting updates about Agency (Fannie Mae and Freddie Mac) loans for this year. In a nutshell, Agency loans provide a great non-recourse alternative to recourse bank loans with additional bells and whistles like 30-year amortizations, interest only periods and low interest rates, […]

Weighing Your Loan Options for New Construction Financing

Building the Right Financing Package for New Construction Loans New construction spending is reaching all-time highs—what an exciting time to be a part of the ever-evolving real estate market. Forging ahead in both the established and emerging development markets are new mixed-use properties and multifamily builds. As lending specialists, we’ve seen developers and investors use […]

Better Together: Using Syndication to Grow Your Multifamily Portfolio

Syndicating Deals Is the Next Step to Achieving Your Investment Goals As the multifamily market continues to grow, you may be wondering how newer multifamily investors are able to complete large transactions or add big commercial properties to their portfolios. If your investment goals are at Point A and you want to get to Point […]

Why, What, When, and How? Preparing A Schedule of Real Estate Owned (SREO)

Simplify and Speed Up the Underwriting Process by Preparing Your Schedule of Real Estate Owned (SREO) You’re in the driver seat when preparing documents to hand over to lenders and underwriters—these statements should help you put your best foot forward when buying your next multifamily investment property. They can be the extra push or reassurance […]

Navigating the Underwriting Process between Quote and Closing

Preparing for Underwriting So Your Deal Gets Done Securing a multifamily loan is like training for a marathon. By the time an investor decides on a loan, they may feel like they’ve reached the finish line, but really it’s just the halfway point. Like training for a marathon, proper preparation leads to an accomplished goal. […]

When is a Full Recourse Loan Acceptable?

The answer to that question is, complicated. Let’s start with a simple definition and talk through some of the scenarios that make sense. A recourse loan is a loan where the borrower is personally liable for repaying the outstanding balance of the loan, above and beyond the underlying collateral. For example, in a worst-case scenario where the underlying […]

The Beauty of Leverage in Multifamily Investing

Using Leverage to Increase Your ROI When deciding how to invest your hard-earned money, multifamily investments continue to be a source of above-average returns. Data from a recent study forecasts a healthy economy and even more lifetime renters as interest rates rise and the housing market shifts. Some refer to profits from real estate investments […]