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Why a Carefully-Crafted Investor Resume Is the X Factor for Approved Multifamily Funding

Creating an Expert-Level Investor Resume: 101

You’re ready to invest in your next multifamily property. You’ve found the right property in the right location, you’ve chosen a broker to help find you the best loan—but now it’s time to actually get the funding. While choosing a location for your next multifamily investment may be the first big hurdle in the buying process, acquiring the loan necessary to complete the deal is a series of events you can’t overlook. The better […]

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Don’t Get Caught Flat-Footed When It Comes to the Debt Service Coverage Ratio (DSCR)

What the Debt Service Coverage Ratio Means for You and Your Loan

Across the country, the commercial multifamily market has seen incredible increases in values. Investors are flocking to the opportunities and returns that are possible through multifamily investing. Forbes predicts slow and steady growth for commercial real estate well into 2018 and beyond as investors ride the waves of the long period of economic recovery following the 2008 recession.

As demand from buyers looking to gain entry into multifamily investing […]

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Let Your Personal Financial Statement (PFS) Do the Talking

Why Your Personal Financial Statement (PFS) Will Get You in the Door

The financial world has acronyms galore, but one essential term is PFS: personal financial statement.

A PFS summarizes your assets and liabilities and provides a snap shot of your total net worth. You’ll need to generate a PFS when you apply for a multifamily loan program. But as a savvy investor, you should be doing more than simply filling in the blanks on a financial worksheet. You should understand […]

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4 Factors that Qualify You for Multifamily Financing—Are You a Good Risk?

Every real estate investment involves risk. When considering a potential multifamily investment, you have to ask yourself, “Is this a good risk?”

Once you’ve done your own calculations and are ready to talk to a lender, it’s the lender’s turn to consider, “Is this investment a good risk for me as a lender?” And even more pointedly: “Is this client a good risk?”

In commercial real estate finance, A lender’s decision to provide millions of dollars in capital is based both […]

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3 Ways to Think Like a Lender When Underwriting a Multifamily Property

Investing in multifamily properties has the potential for great rewards. A critical component of your success will be your ability to secure the optimal financing for your investment. Debt plays a critical role in real estate, and a lot of investors fail to think through the lens of capital providers.

We suggest you take an empathetic approach to how lenders see the world only because it will help you better understand the lending process. If you know how lenders operate, […]